Terms of Use
Last updated: May 2026
Welcome to LoanChecker AI. By accessing or using loanchecker.ai, you agree to these Terms of Use. If you do not agree, do not use the website.
1. General Information Only
LoanChecker AI provides general informational tools, estimate-based calculators, and AI-generated explanatory content for informational purposes only.
LoanChecker AI does not provide:
- financial advice
- personal financial advice
- credit advice
- lending advice
- mortgage broking services
- investment advice
- legal advice
- tax advice
Nothing on this website constitutes professional advice or a recommendation to take any financial action.
2. No Reliance
All calculations, examples, estimates, assumptions, and AI-generated explanations are provided for general informational purposes only.
Results may vary depending on:
- jurisdiction
- lender criteria
- market conditions
- exchange rates
- fees
- taxes
- data accuracy
- assumptions used
You are solely responsible for independently verifying any information before making financial decisions.
3. AI Content
LoanChecker AI may generate AI-based explanations or illustrative content.
AI-generated content:
- may be incomplete
- may contain inaccuracies
- may be outdated
- may not reflect jurisdiction-specific laws or financial practices
AI outputs must not be relied upon as professional advice.
4. Website Availability
We may modify, suspend, restrict, or discontinue any part of the website at any time without notice. We do not guarantee uninterrupted availability, error-free operation, or continued access.
5. Acceptable Use
You agree not to:
- use the website unlawfully
- attempt to interfere with operations
- introduce malicious code
- scrape or extract content using automated tools
- reverse engineer the service
- overload infrastructure
- impersonate others
- misuse advertising systems
- attempt unauthorised access
6. Intellectual Property
All website content, branding, calculators, design, text, graphics, software, and related materials are owned by or licensed to LoanChecker AI unless otherwise stated. No rights are granted except for personal lawful use of the website.
7. Third-Party Services
This website may contain third-party links, advertisements, analytics tools, or services. We are not responsible for third-party content, services, privacy practices, or accuracy.
8. Liability Limitation
To the maximum extent permitted by law, LoanChecker AI excludes all liability for any loss, damage, cost, or expense arising from use of or reliance on the website.
This includes, without limitation:
- direct loss
- indirect loss
- consequential loss
- financial loss
- business interruption
- loss of profits
- lost opportunities
- data loss
- decision-making losses
- reliance losses
- inaccuracies or omissions
- service interruptions
Use of the website is entirely at your own risk.
9. Warranties Disclaimer
The website is provided "as is" and "as available".
We make no warranties, express or implied, regarding:
- accuracy
- completeness
- reliability
- suitability
- merchantability
- fitness for purpose
- uninterrupted access
10. Indemnity
You agree to indemnify and hold LoanChecker AI harmless against claims, losses, liabilities, costs, or expenses arising from your misuse of the website or breach of these Terms.
11. International Users
LoanChecker AI is operated from Australia but may be accessed globally. Users are responsible for ensuring their use complies with local laws.
12. Governing Law
These Terms are governed by the laws of South Australia, Australia. Any disputes will be subject to the jurisdiction of the courts of South Australia.
13. Changes
We may update these Terms at any time. Continued use constitutes acceptance of revised Terms.